AFFORDABLE INSURANCE

If an individual is not eligible for group or government insurance policies, there are still several methods to buy an affordable healthcare plan. Individual healthcare plans are particularly meant for self-employed individuals, unemployed people or students. To extend the benefits of healthcare, the government offer subsidies to certain selected insurance companies. These companies then provide individual or family healthcare policies at affordable rates.

One can purchase individual medical insurance from a private carrier. Although private healthcare plans are expensive, they are worth making an investment on, given the rising cost of medical services. A comparative study of similar healthcare plans from different insurers certainly helps to save money.

Alternatively, self-employed individuals can form a club and ask for group benefits while purchasing a healthcare policy from a private carrier. This helps to get greater medical coverage at a comparatively low cost.